The average Aussie family needs 38% of their income to pay loan repayments. Income protection can help you keep up with your mortgage repayments if you’re sick or injured!                     1 in 4 women will suffer a disability between the ages of 35 and 65 that leaves them unable to work for 6 months.                     A 2005 study showed the average level of life cover through superannuation was only $70,000. This is not enough to cover the average new mortgage in Australia.                     Your income protection premiums may be tax deductible.                     1 Australian dies every 10 minutes from cardiovascular disease.                     Taking out the Lifestyle_ Protection Plan earlier in life, and using your continuation option, means you can remain protected regardless of any changes in your health.                     Apply for up to $3,000 in income protection without proof of income.                     Your protection benefit does not need to be linked to your home loan or home loan repayment amount.                     It's estimated that a full time worker on average earnings with young children needs $500,000 to $650,000 in life protection.                     Income protection benefits under LPP accrue from the 1st day of illness or injury.                     Life and income protection is not really something most people care about…until they need it!                     You may select between $1,000 and $5,000 per month in income protection.                     The Lifestyle_ Protection Plan gives you the flexibility to take out only the protection you need and can afford.                     Buying life protection means, if something unexpected happens to you or your partner, you could pay off what’s left of your mortgage and leave some money behind for your family.                     The Lifestyle_ Protection Plan is issued by TOWER Australia Limited.                     You don't need to have a medical examination to buy the Lifestyle_ Protection Plan.                     When taking out a mortgage, it's important to think about how you you’re going to protect your key assets – your home, your family and your ability to earn an income.                     As a general rule, any life benefit paid will not be subject to income tax.                     Income protection with the Lifestyle_ Protection Plan is designed to pay the income protection benefit you select if you can't work due to injury or illness.                     With the Lifestyle_ Protection Plan, you are covered at work, at home, at leisure, worldwide, 24 hours a day, 7 days a week and 365 days a year.                     Protection is made more affordable when you select to pay your premium with your mortgage settlement.                     For every home lost through fire, there are 52 lost through either death or sickness or accident.                     Select between $100,000 and $750,000 for life protection.                     An application for the Lifestyle_ Protection Plan can be completed in 15 minutes as part of your home financing interview.                     Life protection with the Lifestyle_ Protection Plan is designed to pay the life protection benefit you select if you die or become terminally ill.                     Enjoy your new home or investment knowing you're protected if the unexpected happens.                     1 in 6 men suffer a disability between the ages of 35 and 65 that leaves them unable to work for 6 months.                     Select between $100,000 and $750,000 for life protection                     Select between $100,000 and $750,000 for life protection.                     Lifestyle_ can offer you protection for your life and income that can be finalised in a matter of minutes. Talk to your mortgage broker today!